Would not having a permanent UK address affect my a mortgage application?

I’m renting now but want to spend a year as a digital nomad before trying to buy a house Q I’m a would-be first-time buyer looking to buy by myself, which I expect to be ready to do in about a year’s time. I’m currently renting in the UK but – as I work remotely – I am considering putting my things into storage and spending about a year as a digital nomad in a few different, less expensive countries. Hopefully, this would save me some money on what I’m currently paying in rent and bills. I would plan to be in Europe, so I’d be able to come back to the UK without too much difficulty for house-hunting purposes. What’s holding me back is the question of how this would affect a mortgage application. Would it count against me if I didn’t have a permanent UK address at the time of application? I could give my parents’ address, but it obviously wouldn’t be where I was actually residing. Can you think of any other factors that might make it harder for me to buy a house if I took this option? Buying the house is my priority, so I would only go ahead with the digital nomad plan if it wasn’t going to jeopardise my chances. Any advice you can give would be very much appreciated. JS Continue reading...
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